Wednesday, October 13, 2010

car insurance tips

We often want the top products for our vehicles. That includes the top gasoline, top oil, and top tires. Likewise, here are some tips to secure the best car insurance quote. 
1. Avoid putting an inexperienced driver on your motor policy. The reason is that your premium will still be determined based on the youngest driver. And since he or she won't have a no-claims discount, this could significantly increase the premium. Generally it's more advisable to secure a specific policy created for teenagers. 
2. Consider slight variations among different makes and models. When searching for the best car insurance quote, you might be surprised at how much you can save by merely selecting a different make or model. For instance, if you want a high-performance vehicle, consider one that performs-well, less highly. As an example, you could save a substantial amount by choosing a vehicle that has a slightly smaller engine. And not only would you save on the cover costs, but also on your gas expenditures!
3. Keep your vehicle in a garage. Not only will this help to protect your vehicle from the elements, but it will also help to reduce your motor cover premiums. Basically, the "out of sight, out of mind" principle is at play. Then there's also the issue of accessibility. A vehicle inside a garage will be less vulnerable because thieves would need to break into the garage before breaking into the vehicle.
4. Avoid buying vehicles with extra gizmos. If your car were to be stolen, the "fair market value" includes the total value of your vehicle. By adding extra items that you don't really need, you can significantly increase your premiums. 
If you want to secure the best car insurance quote then consider following these tips. Finding top auto cover quotes at rock-bottom rates will make your life a smoother ride.

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